Wednesday, March 19, 2014

Not having health insurance is not freeloading. Not paying your bills is freeloading

Not having insurance is not freeloading



Ina Hughes always manages to annoy me.  Ina Hughes writes for the "Knoxville News Sentinel".  She has a rather myopic world view and does not seem to understand the phrase "correlation is not causation".  Miss Hughes also does not seem to understand free will.

Apparently, Miss Hughes spent days in the hospital for tests and a medication update and wrote about it in her column today.  Miss Hughes saw a woman in an SUV (clearly living too large) park and enter the emergency room.  The woman wanted to see a doctor for a cold (clearly an idiot). 

When Ms. Hughes questioned the nurse, the nurse told her these people don't have a doctor, don't have insurance and don't pay.  Ms. Hughes posits that these people are freeloaders because they don't have insurance.  She also posits that they have car payments, eat out and have gym memberships.

The Affordable Care Act aka Obamacare is going to fix this because these "freeloaders"  will be forced to have insurance, in Miss Hughes world.

Big problem.  These people have free will and may choose to pay the fine and still not have insurance.  They may choose to wait until they are ill and then get Affordable Care Act Insurance.  Since we don't (yet) have debtors' prisons or jail sentences for those who do not take Obamacare, what is to stop them.

More importantly, I disagree with Miss Hughes that people who don't have insurance are freeloaders.  People who don't pay their debts are freeloaders.  In my world, people who don't have health insurance are taking a big risk.  In my youth, I turned down company offered health insurance for more vacation time.  When I did see a doctor, and you can see a doctor without insurance, I PAID the bill.

People who don't have insurance are gamblers.  People who don't pay their bills are immoral jerks.

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